Shinhan Financial Group Co., Ltd. (NYSE:SHG) Q3 2025 Earnings Call October 28, 2025 1:00 AM EDT
Company Participants
Cheol Woo Park – Head of Investor Relations
Sang Yung Chun – Deputy President & Chief Financial Officer
Lee Jeong-bin
Dong-kwon Bang – Deputy President & Chief Risk Officer
Hae Chang Park
Conference Call Participants
Jun-Sup Jung – NH Investment & Securities Co., Ltd., Research Division
Jaewoong Won – HSBC Global Investment Research
Do Ha Kim – Hanwha Investment & Securities Co., Ltd., Research Division
Jiwon Kim – DAOL Investment & Securities Co., Ltd., Research Division
Presentation
Cheol Woo Park
Head of Investor Relations
Good afternoon. This is Cheol Woo Park, in charge of IR. I thank everyone for joining us at the 2025 third quarter earnings release by Shinhan Financial Group despite your busy schedule.
Today, we have here with us Group CFO, Sang Yung Chun; Group CSO, SeogHeon Koh; Group CRO, Dong-kwon Bang; Shinhan Bank CFO, Jeongbin Lee; Shinhan Card CFO, Haechang Park; Shinhan Securities CFO, Jeonghoon Jang; and Shinhan Life CFO, Sunghwan Joo.
We will start out with the CFO’s presentation on business performance of Q3 2025, followed by a Q&A session with the executives present here with us.
Let me now go to CFO Chun to start the presentation.
Sang Yung Chun
Deputy President & Chief Financial Officer
Good afternoon. Thank you for joining us for the third quarter 2025 earnings release. I will begin from Page 2, business performance highlights. As of the end of September 2025, the group’s CET1 ratio was preliminarily estimated at 13.56%, maintaining a stable level. It results from our unending RWA management effort combined with robust profit generation despite the won depreciation and growth in loan assets for future preparedness.
Based on this, Board today resolved on cash dividend of KRW 570 per share for the third quarter. Shareholder return
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