Andre Cazotto
Investor Relations, Strategy and M&A Officer
Good afternoon, everyone, and welcome to the Picpay Earnings Conference Call for the Fourth Quarter and Full Year 2025. I am Andre Cazotto, Picpay’s Strategy, M&A and Investor Relations Officer. Today, I’m joined by Eduardo Chedid, our CEO; Rodrigo Couto, our CFO; Danilo Caffaro, Vice President of Consumer Banking; and Pedro Lippi, our Strategy Director. We will begin with a short presentation highlighting our quarterly and annual results, followed by a live Q&A with our management team.
Please note that this presentation may contain forward-looking statements and non-GAAP measures. Please refer to the disclaimer on screen and in our earnings materials available on our Investor Relations website for additional information. This call is being recorded, and a replay will be available on our website shortly after the call.
Before we begin, I would like to take a moment to thank all the analysts and investors who supported and followed PicPay throughout our IPO journey. It was a long and intense process, and we truly appreciate the engagement, the questions, and the trust many of you placed in our story. Today’s call marks an important milestone for us as we begin our journey as a public company, and
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